The Company's financial strength is unquestionable. Lawyers'
Mutual's assets are invested conservatively and prudently, and
its reinsurance is of the highest quality. The Company is financially
solid and rated "A", "Excellent"
by A.M. Best. In addition, LMIC
has declared a dividend for seventeen consecutive years.
The Company has established substantial reserves for the payment
of claims, and has a sufficient policyholder surplus for the
long-term protection of its policyholders. LMIC is a licensed,
"admitted carrier", regulated by the California Department